Conditions of use
By using this website, you certify that you have read and reviewed this Agreement and that you agree to comply with its terms. If you do not want to be bound by the terms of this Agreement, you are advised to leave the website accordingly. OxaPay only grants use and access of this website, its products, and its services to those who have accepted its terms.

Age restriction
You must be at least 16 (sixteen) years of age before you can use this website. By using this website, you warrant that you are at least 16 years of age and you may legally adhere to this Agreement. OxaPay assumes no responsibility for liabilities related to age misrepresentation.

Intellectual property
You agree that all materials, products, and services provided on this website are the property of OxaPay, its affiliates, directors, officers, employees, agents, suppliers, or licensors including all copyrights, trade secrets, trademarks, patents, and other intellectual property. You also agree that you will not reproduce or redistribute the OxaPay’s intellectual property in any way, including electronic, digital, or new trademark registrations. You grant OxaPay a royalty-free and non-exclusive license to display, use, copy, transmit, and broadcast the content you upload and publish. For issues regarding intellectual property claims, you should contact the company in order to come to an agreement.

User accounts
As a user of this website, you may be asked to register with us and provide private information. You are responsible for ensuring the accuracy of this information, and you are responsible for maintaining the safety and security of your identifying information. You are also responsible for all activities that occur under your account or password. If you think there are any possible issues regarding the security of your account on the website, inform us immediately so we may address it accordingly. We reserve all rights to terminate accounts, edit or remove content and cancel orders in their sole discretion.

Applicable law
By visiting this website, you agree that the laws of OxaPay, without regard to principles of conflict laws, will govern these terms and conditions, or any dispute of any sort that might come between OxaPay and you, or its business partners and associates.

Indemnification
You agree to indemnify OxaPay and its affiliates and hold OxaPay harmless against legal claims and demands that may arise from your use or misuse of our services. We reserve the right to select our own legal counsel.

Limitation on liability
OxaPay is not liable for any damages that may occur to you as a result of your misuse of our website. OxaPay reserves the right to edit, modify, and change this Agreement any time. This Agreement is an understanding between OxaPay and the user, and this supersedes and replaces all prior agreements regarding the use of this website.

Privacy Policy
At OxaPay, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and disclose your personal information when you use our website and services.

Information We Collect
We may collect personal information from you when you use our website or services, such as your name, email address, and payment information. We may also collect non-personal information, such as your device type and usage data.

How We Use Your Information
We use your personal information to provide and improve our services, communicate with you, and process payments. We may also use your information to send you marketing communications and conduct research and analytics.

Security
We take reasonable measures to protect your personal information from unauthorized access, disclosure, or destruction. However, please be aware that no method of transmission over the internet or electronic storage is 100% secure.

Your Choices
You can opt-out of receiving marketing communications from us at any time by following the instructions in the communication. You may also request access to, correction, or deletion of your personal information.

Account Closure & Suspension
1. You have the freedom to close your Account at any time at your own discretion.
2. Prior to closing your Account, it is necessary to withdraw all your assets to external wallets.
3. The Company reserves the right to suspend your Account in the following circumstances:
- If we have a reasonable belief that your Account has been compromised, or for other security-related reasons.
- If we have a reasonable belief that your Account is being accessed by an unauthorized person.
- If you fail to comply with these Terms, as well as any other documents that are part of these Terms.
- If you have provided us with false, incomplete, misleading, or inaccurate information.
- If you, your Account, or your behavior pose regulatory risks to the Company.
- If we reasonably suspect you of engaging in fraudulent activities or violating regulatory laws.
- If there are other reasons that constitute a violation of these Terms and the regulatory laws.
- If you use OxaPay services for websites, platforms, applications, businesses, products, or activities that were not originally disclosed, submitted, or approved during the registration or review process.
4. The Company may, at its discretion, choose to inform you about the reasons for suspending your Account. During the suspension period, assets in your Account may be temporarily blocked and unavailable for withdrawal.
5. OxaPay services may only be used for the website, platform, application, or business originally submitted and approved by the Company. Any unauthorized or undisclosed usage may result in account suspension, service restriction, temporary blocking of assets, or permanent termination of the Account.
6. In the event of Account closure or suspension, you will still be responsible for all applicable fees.
7. The Company cannot be held responsible for any losses incurred as a result of the closure or suspension of your Account.

Our Services
By accessing or utilizing the Services, you ("User," "you," or "your") hereby consent to be bound by this Agreement, along with our updated Privacy Policy, which is included herein by reference. Should you disagree with these terms, kindly refrain from accessing or using the Services.

OUR SERVICES:
1. Through our Services, we offer a convenient and straightforward solution for merchants who wish to receive payment for their products or services in cryptocurrency. These individuals, referred to as "Merchants," can benefit from a user-friendly platform that enables them to easily receive payments in cryptocurrency. Simultaneously, we provide a seamless payment experience for individuals interested in purchasing the products or services offered by these merchants. These individuals, referred to as “shopper,” can conveniently pay for their desired items or services using cryptocurrency.

2. OxaPay does not operate as a bank or financial institution, and we do not provide investment advice or financial consulting services to our users. Our primary role is solely to offer our services as a provider. It is important to note that any communication or information provided by OxaPay to users should not be construed as advice.

3. You ackowledge that participating in activities involving cryptocurrency entails inherent risks, and utilizing our Services exposes you to potential financial risks.

4. The Services are available 24/7. OxaPay explicitly states that we have no control over, nor liability for, the delivery, quality, safety, legality, or any other aspects of the goods or services offered by merchants or purchased by clients using our Service. It is the responsibility of the parties involved to ensure the completion of transactions, including any issues related to the amount paid. Should any problems arise with the products, goods, services, or the paid amount as a client using our Service, or if disputes occur between merchants and their clients, it is advised to resolve the matter directly with the merchant without involving OxaPay. Merchants are solely responsible for resolving issues related to the payments they receive. We do not accept or handle any queries, letters, requests, or complaints regarding the quality, legality, safety, delivery, payments, or any other aspects of the products, goods, or services purchased through the Service.

6. Ensuring the security of your devices while using OxaPay Services is your responsibility. It is important that you take appropriate measures to safeguard your devices, including keeping your anti-virus software up to date and implementing necessary precautions to protect against malware and other security threats. OxaPay cannot be held accountable for any loss or damages that may occur as a result of your failure to maintain the security of your devices or keep them free from malware. It is crucial to take proactive steps to protect your devices to mitigate potential risks.

7. OxaPay explicitly states that we have no control over, nor liability for, the delivery, quality, safety, legality, or any other aspects of the goods or services offered by merchants or purchased by clients using our Service. It is the responsibility of the parties involved to ensure the completion of transactions. Should any issues arise with the products, goods, or services purchased as a client using our Service, or if disputes occur between merchants and their clients, it is advised to resolve the matter directly without involving OxaPay. We do not accept or handle any queries, letters, requests, or complaints regarding the quality, legality, safety, delivery, or any other aspects of the products, goods, or services purchased through the Service.

When you access or use the Services, it is important to recognize and assume full responsibility for your conduct and behavior. You acknowledge that any outcomes or repercussions arising from your actions are your sole responsibility.

-You acknowledge and accept full responsibility for your actions when accessing or utilizing the Services, and you understand that you will be held accountable for any outcomes that may arise as a result. You agree to utilize the Services exclusively for lawful, appropriate, and in accordance with these Terms, as well as all relevant laws and regulations. To provide clarity and without limitation, you are prohibited from engaging in the following activities, either personally or by permitting any third party to do so:

-refrain from disseminating viruses, worms, defects, Trojan horses, corrupted files, hoaxes, or any other content that is destructive or deceptive in nature;

-The access to the Website, the Account, and/or specific Services, may be disabled by the Company at any given time, at its sole discretion. The Company's Services solely pertain to Crypto Currencies supported by the Platform.

-To stay updated on the list of supported Crypto Currencies, it is advised to frequently visit the Website. It is important to refrain from depositing any Crypto Currencies that are not supported by the Platform using your Account.

-Upload, post, transmit, or make available through the Service any content that violates the intellectual property rights of any party, including but not limited to patents, trademarks, copyrights, trade secrets, or any other proprietary rights, unless you are the rightful owner of such rights or have obtained explicit permission from the owner to share such content.

-Engaging in any unlawful businesses or activities using the Services is strictly prohibited.

-You are prohibited from modifying, adapting, or reverse engineering any part of the Website or any software utilized for providing the Services.

-Do not remove any copyright, trademark, or other proprietary rights notices that are present in or on the Website or any content posted on it.

-Do not employ any robot, spider, site search/retrieval application, or other device to collect information about our customers for unauthorized purposes.

-Do not access or use the Services with the intention of bringing an intellectual property infringement claim against OxaPay. Additionally, refrain from using the Services to interfere with their proper functioning or to create a product or service that competes with the Services.

-Do not utilize the Services in manners that are not explicitly specified in these Terms.

By using Services, you acknowledge and declare that your business is not registered in Cuba, Iran, North Korea, Crimea, Sudan, Syria, United States of America (including all USA territories like Puerto Rico, American Samoa, Guam, Northern Mariana Island, and the US Virgin Islands (St. Croix, St. John and St. Thomas)), Bangladesh, Hong Kong and Bolivia, along with any other country subject to United Nations Security Council Sanctions List and its equivalent.

The services may experience delays attributable to various factors, such as technical challenges, legitimate concerns regarding the origin or nature of deposited funds on the platform, among other considerations.

Changes to Our Privacy Policy
We may update this Privacy Policy from time to time. If we make material changes, we will notify you by email or by posting a notice on our socials.

Contact Us
If you have any questions or concerns about our Privacy Policy, please contact us at OxaPay Help Center . By signing up for our services, you agree to our Privacy Policy.